Free tools · Calculator
Cash runway calculator.
How many months your cash lasts if money keeps going out faster than it comes in, and the date you'd hit your minimum.
$
$
What customers actually pay you in a typical month, not what you invoice.$
Payroll, rent, suppliers, loan payments, owner draws and taxes.$
A cushion for a slow month. Many owners keep one month of costs.
Runway to your minimum
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- Net cash burn, per month
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- You'd reach your minimum around
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- Cash would run out around
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- Months to zero
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Enter your numbers.
Assumes the same cash in and out every month. Real cash moves week to week: a large customer paying late or a quarterly tax bill can bring the low point weeks earlier. A 13-week forecast shows those weeks.
Making runway longer
- Collect faster. Invoices more than 60 days late are usually the quickest cash a business has.
- Check what's quietly growing. Supplier prices and subscriptions creep up without anyone deciding they should.
- Line up credit before you need it. A line of credit is far easier to get while the numbers look healthy.
- Forecast by the week. Monthly averages hide the week payroll and rent land together.
Want the week-by-week view? Get the free 13-week cash forecast template, or let Nori build it from your books.
See the week cash runs lowest.
Nori's 13-week cash forecast works out when customers will pay, when bills fall due, and flags the week cash drops below your minimum, from your QuickBooks or Xero books.
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